人们如何在高通货膨胀时期投资储蓄/PA？
从去年到高五位数字，我有一大堆储蓄，这主要归功于造成的生活像隐士一样，来自Covid的滚动锁定/whf等。就像大多数储户一样，我关心的是，到处都是5号的通货膨胀率上升的速度上升。％的标记似乎不是MSM所描绘的“暂时性”（我位于一个外围欧盟国家，在那里它甚至比美国更高）。因此，我宁愿不只是将其放在我的存款帐户中被它吞噬。
I'm very unsure how to put this money to work however. Wondering how people are in a similar position would invest this type of money? I'll run through the asset classes and why I'm not gone on them at the moment:
Real estate/REITs: I am in a country where the residential property market is dramatically overheated, plus the lending rules prevent me from getting the leverage needed anyway. Commercial property also potentially dodgy given large numbers of office-work employers pivoting to a WHF model.
Stock marketetf: hard to see much capital appreciation when the S&P is already at 4600. Plus the P/E ratio is at ~26; the last two bubbles it was at 18 and 20 respectively ('29 & '08 GFC ). Obviously impossible to time any correction/crash in the other direction.
Bonds: income streams will be eaten away by the inflation, plus yields at all time low anyway
加密: potential ponzi scheme, not clear on intrinsic value; even if not, hard to see further capital appreciation from where it is now. Fairly volatile asset regardless to park retail savings.
NFTs: I'm not a drug cartel member in need of money laundering
商品：关注新闻中的COP26的长石/天然气以及滞留资产的潜力等。
Nothing else springs to mind. Interested in what other people's thoughts are.
注释 （6）
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PFIX is the most interesting and well managed inflation product that is exchange traded, hands down.
间谍/TQQQ，有10％现金购买蘸酱
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还有谁？
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