Middle Class Woes- There's a great rant from Bernie Sanders on the cost of everyday life as someone who has a close to minimum wage job, lives in an urban area, and can't afford to move to somewhere with a lower cost of living. I recommend it – to me, it was eye-opening. But it turns out that right now, it's tough to be in the middle class, as households with incomes in the 60th to 80th percentile in America are feeling the squeeze the most. During the pandemic, thanks to enhanced unemployment benefits, stimmy checks, and being locked down in their homes, the working poor actually ended up saving money. For many households, these stimmy checks plus enhanced unemployment benefits actually paid more than their jobs. 将其与中产阶级形成对比；如果您在中产阶级失业，您的失业支票加上Stimmy检查就不会构成您丢失的理由。 的middle class spends more of their income on goods and services that have gone up in price. Think about the cost of commuting into a city from a suburb or rural area. Driving 50 miles per day in traffic has more or less doubled in terms of cost if you're driving the same car as two years ago. If you were forced to upgrade, your new or even used car payment is higher than ever before. 根据穆迪（Moody）的分析，上层中产阶级定义为在大约75k至130k之间的家庭，实际上每个家庭的节省量和总收入较少，除了每年每年30k以下的家庭外，所有其他收入范围都要少。 Many of these upper-middle class families have 401ks and IRAs. These retirement accounts have been crushed this calendar year, giving back, in many cases, all of their pandemic gains. Those close to retirement in the middle class are in a rough spot. Their retirement accounts are dwindling, and the cost of living in many parts of the country is absolutely skyrocketing. This is such a problem that some retirees are returning to the workforce. If you retired in early 2020 and then saw your investment account balances go up almost triple-digit percentages after the March 2020 pullback, you were riding high. Now, sentiment amongst the middle class has taken a harder hit than any other income bracket. The psychological burden of losing loads of money in stonks has forced many middle class boomers to pull a Bret Favre and re-enter the workforce. 没有人知道未来的情况。利率会上升多少？通货膨胀会仅通过需求破坏来遏制吗？爸爸Jpow会带我的工作吗？ Even if I had a crystal ball, I wouldn't share the answers with you. |
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