2020: Your airlines / rewards programs / cards of choice?
您好所有旅行者（商务和个人）和个人理财熟手。随着新的一年，我们的许多奖励计划重置。您最喜欢的航空/奖励计划/卡是什么？为什么？您今年要抛弃任何卡片或会员资格吗？
My airlines for 2020:
Southwest - A list preferred + companion pass, I basically gain a free flight anywhere I want every other week since I fly almost every week, rarely going any further east than Dallas, and their routes are improving (eg direct to Hawaii from midwest hubs like chicago).
JSX (formerly known as JetsuiteX) - West Coast-only airline that uses chartered jets and private hangers (20 minute security+boarding process) with free food and alcohol generally $139. Minor point rewards under JetBlue's points system (does anyone onWSOuse JetBlue, would love to see if its worth the effort)
Rewards programs I'm considering dumping:
- Marriott Bonvoy: They are "redesigning" all of their hotels in order to bump up points needed per stay. The customer service is going down hill and I might jump ship. Does anyone onWSOhave experience on Hilton or Hyatt?
Personal/Business Credit Cards:
Looking forWSO建议。鉴于我的西南身份，我将很快取消我的西南信用卡。我目前有几张$ 0的费用卡，我在壁橱里保留了紧急情况。可能会查看Fidelity卡（直接存入我的Fidelity帐户的所有物品，没有年费。）
I will probably continue to stay away from AMEX this year except for business use. Are there any other cards I should look into?
评论 （5)
For flights, I am loyal to Delta. I live in a hub and they are the best US legacy carrier by far, in my opinion. Southwest was fine when I was in college, but they've cancelled flights of mine last minute one too many times and at some point, I'm happy to pay extra money to not be in a cattle call and know I have a good seat. Plus I booked a round trip to Barcelona in Delta One seats on a very small amount of points so I'm pretty happy.
There are better international carriers, but for US flights, Delta is where it's at.
Card-wise, I have:
AmEx Platinum
AmEx Gold
AmEx Delta Reserve
AmEx Delta Platinum
Amex Blue Business Plus
Chase Sapphire Reserve
Chase Amazon.com
蔡斯万豪酒店无限
大通IHG总理
Credit Union Cardwith 2.9%4月
今年与停电约会经历了一些糟糕的经历后，我已经彻底覆盖了万豪和IHG点（对于IHG，我以250,000分为Spire Elite，他们不允许我在洲际洲间预订一个他妈的夜晚，然后是唯一的房间他们让我的书是建筑物中最糟糕的书），所以今年将被淘汰。三角洲铂金只是为了搅动purposes to that'll be killed after 12 months pass.
也许有争议的是，我可能也会杀死铂金。与Delta Reserve和CSR相比，我没有得到它的价值，在某个时候，我不需要支付太多的年费。
商业房地产开发商
是的，我认为CSR / AMEX Platinum会有些多余。您是否考虑过铂金的Schwab版本？在拉动该卡的扳机时来回来回走动。CSversion seems like a solid method of recovering some of the annual fee in real $ (vs Saks credit, etc)
I'm assuming you are then dumping the Bonvoy Boundless card? That has also been on my radar but due to expensing reasons I can't use that card on the 120+ nights I will likely stay this year. For the annual fee and the declining service at Marriott properties I don't really have a solid reason to pull the trigger on it.
American - I live in a hub and if you go business class LAX-JFK or SFO-JFK, you get upgraded to the Flagship lounge (heads and shoulders above the Admirals club).
Bank of America Premium Rewardscredit card - coupled with Platinum Honors status, it's the best card on the market (2.625% cash back on every purchase and 3.5% on travel and dining) and it's only $95 a year. You get $100 airline incidental credit per year, Global Entry covered every 4 years, trip insurance, purchase protection etc. Did I mention 2.625% cash back on every purchase?
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量子(ˈkwänt)n：一个专家，一个越来越多地了解的人，直到他们一无所知。