How much money was your first house?
传入英尺IBanalyst here. Starting at a largeMM在一个较低成本的城市，基本工资为$ 80k。我是来自中产阶级背景的第一代财务家伙（父母的职业生涯更高，每年总计约200万美元）。对于那些类似（甚至不同的）背景的人，您在购买的第一套房子里买了多少？想知道，假设我的职业轨迹保持大致保持稳定 /的预期，我将在沿线上有什么样的财务 /生活方式参数。谢谢！
Mar 02, 2021
Mar 02, 2021
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Comments (18）
200k is more than middle class.
The illusion that 200k is middle class is hysterical
And $200k being rich is peak Reddit. It's all perspective, I guess.
Edit: meant to reply to @Roger Sterling, but point stands. I'd wager this site skews heavily towards the northeast / west coast / chicagoland suburbs where housing can be pretty nuts (as someone looking to buy in this market it's fucking insane).
Work in a product group at aBB大多数人称为T3城市。
I can from a blue collar, probably slightly upper middle class background. All in my parents made probably something like $120-130k combined.
我在2017年以18.5万美元的价格买了我的联排别墅。我不后悔一次。今天可能以24万美元的价格出售。
You will probably get preapproved for a huge mtg. Don't take the bait. Live within your means and don't over extend yourself.
Charlotte?
“高收入家庭收入超过145,500美元。”
https://www.pewresearch.org/fact-tank/2020/07/23/are-you-in-the-american-middle-class/#:~:text=In%202018%2C%20the%20national%20middle,(incomes%20in%202018%20dollars).
从来没有拥有房屋或公寓。希望我能走得太多，多年来租了。如果我回到我的旧城区（洛杉矶），即使是一个非常基本的家，我也必须掏出超过400-500 k。
The average cost of a home in LA county is now more than 700K. Which is a joke.
Especially for the shitty building quality.
My uncle passed away due to Covid recently, he was based out of LA. His place is a run-down wooden construct that could qualify as "a shed" with a broken fence around it. If you saw the kitchen or bathroom you would not want to use it, it was that poorly built.
His estate is trying to sell it for 1.35M $US (you are basically paying for the land and would have to build a新房子在上面）。
I really don't know how normal/young people in Southern California would ever be able to buy a home.
200K被认为是中产阶级是高峰WSO。
I live in a LCOL area, and first house is around 270k. 10 minutes from downtown.
165万美元，曼哈顿。
Put money down as an MBA-Ass2
我的意思是，OP可能有大学教育的父母，他们在过去30年中一直在公司工作9-5。他们做得很好/好，但绝对不是上层阶级。至少不是社会意义上的。
警告,我有一个非常相似的背景am biased. But I definitely consider my own family middle class, not upper class.
编辑：我知道这不是某种类型的中位数或卑鄙的人，但我仍然认为这是中产阶级，从您包围着谁，您拥有的生活，您所处的社区，谁，谁您与之相关，等等。
I paid $386k for my first house
What even are these comments. Are you people all living in the middle of the country? $200K for a combined family income on the coasts is not a lot of money, by any stretch of imagination when dilapidated tear-down real estate is $500K or more.
I'd say urban areas, more than coasts broadly. (Though of course urban areas on the coast are typically more expensive than other urban areas.) Just a pet peeve of mine lol when people say coasts they usually just mean wealthy urban centers (which, admittedly, are mostly on the coasts)
当然，但这是WSO。投资银行并未总部位于非城市中心，而Covid无论如何都越来越多地通过屋顶推动房地产价格。
I can totally believe that $200k is considered middle class depending on where you live. Especially if that's what OP's parents make now, and not what they were making during OP's entire childhood (~25 years ago they very well could've made closer to $100k combined assuming 3% increase in comp each year).
My current place (1st time owning) was ~$650k at time of purchase after 3 years inIBand 1 inPE。Budgeted only on my base and ascribed 0 credit to bonuses.
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