利率

What is an Interest Rate?

The rate of interest is the amount charged on any debt by the creditor to the borrower. An interest rate is expressed in percentage points (%) or inbasis points(BPS), and is usually charged on an annual rate. The rate of interest charged will usually depend on the credit-worthiness or riskiness of the borrower. A high-risk borrower will be charged a higher rate of interest than a low risk borrower, all other things being equal. An example of interest rates is as follows:

  • 投资者希望借入1,000,000美元以投资于股票市场
  • A bank loans the investor $1,000,000 for 5 years at an annual rate of 5%
  • The investor has to pay $50,000 per year to the bank in interest as well as the $1,000,000 at the end of the 5 years
  • 如果投资者每年的收入超过5%,他将获利,否则他将损失钱或收支平衡
Excel Modeling Course

Everything You Need To Master Excel Modeling

To Help You Thrive in the Most Prestigious Jobs on Wall Street.

2ManBetX登陆

免费资源manbetx3.0手机客户端

To continue learning and advancing your career, check out these additional helpfulWSOmanbetx3.0手机客户端资源: