财务分析师工作Description

一位财务分析师负责围绕外部和内部的财务报表和公司运营进行大量研究和分析。

Financial analysts working in a banking or investment role may be responsible for analyzing companies for potential investment and assisting in the research and development of portfolios. In addition, they may be responsible for finding companies for investment and for making reports about updates on companies already invested in. They may also assist in facilitating large financial transactions.

另一方面，在公司工作的财务分析师利用其知识和专业知识在财务和经济分析方面进行预测来评估组织的状况及其增长潜力。

No matter what position a financial analyst is in, it is likely that they will be involved in creating财务模型，一些会计和组织financial statements，，，，conducting research and creating reports, as well as analyzing a company's operations and efficiency of business practices and forecasting future profitability. Most of the work done by financial analysts can be applied to a person's own company or for analysis of other companies.

作为业务环境或政府机构中最分析的职位之一，他们必须具有各种学术背景的资格。在许多情况下，预计候选人将拥有经济学，会计，金融或相关领域的学士学位。

在一些更享有声望的职位或公司中，甚至可以期望候选人拥有硕士学位或利基证书。雇主还要求候选人有一定的专业经验。

What is a financial analyst?

财务分析师是一位专业人士，通过其财务和经济分析和预测方面的知识和专业知识，评估了组织的状况及其增长潜力。他们可能会评估他们为工作的业务，或分析其他公司以决定是否可能是好投资。

他们与管理紧密合作，通过分析过去和当前数字，为公司的未来方向提出建议，并向内部部门或组织成员提供及时的信息，从而帮助最大化组织绩效和盈利能力。

这是一个非常广泛的术语，可以参考几个特定角色，可以包括几个不同的作业功能。以下简要介绍了一些需要财务分析的特定职位。

股权研究（ER）Analysts are responsible for researching and assessing the value of equity in various companies and making recommendations on whether to buy, sell, or hold the security. This job involves a great amount of financial modeling and researching financial markets. An analyst should also write detailed reports that explain a thesis about a security that is well backed up by their research. They should also present and explain these reports and their findings to investors.

万博app网页版Analysts assist companies with large transactions. A large part of investment banking is assisting with mergers and acquisitions and helping companies make an initial public offering (IPO). Analysts will spend a large part of their time creating pitch books, reviewing presentations, doing market research, financial modeling, and valuations.

Treasury Analysts deal with the company's internal operations, assisting in analyzing financial statements and transactions, ensuring thatassets在公司内部有效利用，并提出提高效率的建议。他们还在会计，记录交易并正确组织公司财务信息，与管理层合作并进行演示以改善其运营的情况下工作。

Private Equity分析师花费大量时间对其他公司进行深入研究，创建财务模型和报告，并为公司找到新交易。此外，分析师可能会努力评估和重新评估投资组合，涉及大量对这些公司的研究并就其运营发表意见。

Credit Analysts analyze the creditworthiness of loan applicants. This involves managing risk for a company, giving recommendations for how many loans to give to groups with a certain信用评级，分析潜在债务人偿还的可能性。该分析的许多因素，例如当前capital，，，，collateral规模，贷款条款和信用记录。

财务分析师一词可以指上述许多职位；但是，这些工作为成为财务分析师所涉及的许多责任提供了很好的概述。

劳工统计局据估计，截至2020年，中位财务分析师的收入为83,660美元。这是一个很好的基准；但是，特定职位和公司之间的工资也有很大差异。财务分析师可以在许多职位上的低六位数中赚取薪水。大多数分析师工作也被认为是初级职位，这意味着通常有机会在财务分析师正在工作的领域内获得高薪工作。

财务分析师做什么（财务分析师职位描述）？

Financial analysts may work both internally and externally. The role of a financial analyst is very dependent on the particular position within the firm. They have several different responsibilities that have to do with building models and presenting the outputs of the said model. Below, we describe these responsibilities in brief detail.

财务分析师可能负责与会计部门合作以创建准确的financial statementsin corporates. Beyond this, they will create several different财务模型旨在协助高级职位做出各种决定。这可以包括建立差异模型，以显示预测性能的差异以及公司的实际绩效，并突出这些差异的效率低下或原因。

银行和咨询的财务分析师花费大量时间建设估值models on companies and researching potential investments. This includes doing due diligence and analysis of companies' financial statements, creating various financial models, and researching themacro环境和market趋势。

财务分析师的工作涉及大量分析和研究。在许多情况下，向高级管理层介绍他们的发现和报告以协助决策也是分析师的工作。要成为一名财务分析师，应该对数字进行良好的态度，舒适地介绍研究，分析，并且具有研究大量数据并注意小细节的能力。

How to Become a Financial Analyst?

最重要的是要了解pursuing a position as a financial analyst is that the profession is so broad and includes many different job functions that require different sets of qualifications and skills; hence you would probably have to first pick a niche within it.

The qualifications necessary for a position will depend on the specific role a candidate is pursuing and how prestigious the firm is that they are applying to. At a minimum, aspiring candidates for this role should have a bachelor's degree in economics, finance, accounting, or related fields, should make sure they have at least some professional experience within finance, and should make sure they have knowledge surrounding accounting principles and bothmacroand micro-financial markets.

If a candidate is applying to a prestigious firm or for a more competitive job, an employer may require a Master's degree such as theMasters of Business Administration (MBA)。However, even if not required, it can often be useful to pursue an MBA, as candidates with MBAs have a strong competitive advantage over other candidates and are highly sought after by employers.

除了他们的学术背景外，大多数雇主还在会计，金融，预算或预测方面寻找工作经验。可以通过实习，暑期工作在完成学士学位的同时获得全日制学生或兼职职位。此外，候选人应该期望对创建和解释财务报表以及使用Microsoft Excel等工具有牢固的了解。

有些职位可能要求候选人寻求其他认证，例如完成系列考试这将授予诸如Series 7和Series 66许可之类的认证，这些证书允许经纪人出售某些类型的证券，并且对于履行某些工作职能是必要的。

即使您的特定雇主不需要这一点，由于对合格候选人的需求不断增长以及对这些职位的需求增加，因此在简历中获得这些认证和补充是有益的。

在某些情况下，可能会预期额外的认证，并且对证明候选人的能力非常有帮助，并可以为他们带来竞争优势。这包括认证的公共会计师（CPA）认证，可以表示对会计原则的深入了解。

候选人特许财务分析师（CFA）名称通常是备受追捧的候选人。该认证的重点是投资组合管理和深入的财务分析，被认为难以获得。因此，CFA宪章可能有助于使候选人具有竞争优势。

Aside from these specific certifications, countless other professionally recognized accreditations can help build a candidate's resume, and that may be a good idea to pursue.

财务分析师角色

In most cases, financial analysts are considered junior team members, and in some cases, are even the most junior position within a field. Unfortunately, this means that financial analysts are involved in some mundane and tedious tasks meant to assist and save time for more senior roles, which in many cases means low to no say in decision making.

由于财务分析师是一个涵盖许多不同职位和工作职能的广泛术语，因此其中许多工作具有广泛的责任，并且在不同职位之间有相当大的重叠。

他们可能主要负责准备和分析财务报告，例如income statements，，，，资产负债表，，，，and现金流报表。他们也可能被要求研究和解释与公司运营和整个经济有关的数据。

他们也可能要确定组织的优势和劣势，以帮​​助管理层确定公司内部改善领域。

在某些情况下，这项研究主要与内部运营和资源分配有关。例如，可能要负责组织财务信息，并在公司运营中查找和修复效率低下。

在其他情况下，他们将被要求分析外部公司的投资机会，并创建财务模型和预测，以提出有关投资的建议，这可能需要研究经济环境并就组织如何投资其资产或更改其产品提出建议或服务产品。

Analysts who work for government agencies or non-profit organizations often spend their time analyzing market trends and forecasting future economic conditions to guide future decision-making within those organizations.

在许多财务分析师角色中，您可以期望执行以下作业功能：

• Assess the performance and profitability of an organization
• 考虑长期战略和预测未来投资需求
• Assist in maximizing organizational performance by evaluating past figures
• 为公司的未来方向提出建议
• Provide timely information to internal departments or members of the organization
• Prepare and present financial statements
• 进行差异分析以了解公司财务报表或其他财务数据的重大波动背后的原因
• 保持最新354manbetx
• 创建和维护仪表板和可视化around key financial performance metrics and KPIs
• Create估值补偿交易和交易的模型

财务分析师的工作前景

这样一来，财务分析师却构成了在财务和会计领域工作的大量人。将来，财务分析师不太可能不会满足需求，仅仅是因为它们填补了很多职位，并且对于许多不同的角色都很重要。

劳工统计局projects that between 2020-2030 employment opportunities within this field will increase by 6%. As of 2020, there were about 492,100 financial analysts, which is expected to grow to 523,400, or a difference of 31,300. But, of course, some positions within this field will grow more than others.

For example, equity research analysis has been growing slower because of regulation that has been recently introduced in Europe. However, this field is expected to grow, even if it slower than other roles such as investment banking analysts or credit analysts.

此外，随着目前的分析师被晋升为高级职位，例如员工和经理，实际上抢购的工作数量将更接近目前已经在工作中的分析师数量，而不仅仅是由于增长而造成的差异。

Several factors will be important in determining the job outlook for this particular profession. The analyst position is generally seen as recession-resistant because, even if they are affected by economic downturns, they can still be very valuable to any organization as no organization runs without finances.

Beyond financial analysis, which is likely to be a steady career path in the future, the qualifications that a financial analyst is expected to have are likely to be of value in many other industries. For example, knowledge about accounting and the economy and business operations will likely continue to be a highly valuable skill set. Individuals who work towards this will fill many positions within a broad range of industries such as politics, business, and journalism.

Free Resources

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